Home Loan Archives - Rocky Mountain Mortgage Company

American soldier reunited with family after service in El Paso, TX and New Mexico

How Veteran Home Loans Help Veterans Save More on Their Home Purchase

VA Home Loan Benefits in El Paso, TX & New Mexico Veterans have earned the right to affordable homeownership, and VA loans make that possible by reducing costs and simplifying the process. These government-backed loans help service members and their families purchase homes without the burden of large down payments or private mortgage insurance. The […]

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Two people shaking hands over a table with a home loan and miniature house in El Paso, TX

The Ultimate Guide to Home Loans: Everything You Need to Know

Home Loan, Mortgage loans / _rmmc

If you live in El Paso and are looking to purchase your first home, the process can be exciting but also stressful, especially for first-time buyers. We will lay out a simple but informative guide for you to follow when looking into home loans. Rocky Mountain Mortgage Co. is El Paso’s largest mortgage company and

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Couple discussing with a real estate agent in El Paso, TX office

I’m Applying for a Mortgage — Which Loan Type is Right for Me?

El Paso, Home Loan /

As if there weren’t enough contingencies when applying for a home—credit scores, income to debt ratios, interest rates, etc.— a prospective homebuyer is often faced with the question of loan type. For the average homebuyer, there are typically three options: a conventional loan, FHA loan, and VA loan. So what’s the difference? The answer is

I’m Applying for a Mortgage — Which Loan Type is Right for Me? Read More »

A Young Couple is Getting Familiar with Common Mortgage Terminology in El Paso, TX & New Mexico

Mortgage Terminology to Familiarize Yourself With

El Paso, Home Loan /

Are you looking to buy your first home? Is this your first time buying a home on your own? You have nothing to worry about. All homeowners, no matter how experienced they are with the homebuying market, are learning something new every day about how mortgage and real estate work. Before you apply for a

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Mortgage Professionals for Refinancing Your Home Loan in El Paso, TX

The Great Mystery of Mortgage Refinancing: Should You Go For It?

El Paso, Home Loan /

Well, it’s not exactly like returning a broken item to a store. Mortgages can get a little testy. In the simplest of terms, refinancing is trading in your loan for a new one. The reasons why people choose to do this, however, will vary as will the factors involved. With the low-interest rates brought on

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Real estate agent explaining closing costs in the home buying process in El Paso, TX

Getting to the Closing Table: What You Need to Know About Closing Costs

El Paso, Home Loan /

Everyone’s path to homeownership is different. Some people buy their first home in their twenties. Others wait until they have a family. And others buy once they settle down in their career and preferred city. There is no “right” time to buy because all of our life’s journeys look different. There are, however, great opportunities

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Agent Explaining About Mortgage Origins & History to Client in El Paso, TX & New Mexico

The Origins & History of the Mortgage: How Has It Changed Over Time?

First Time Home Owners, Home Loan /

A mortgage. It’s just one of those things in life. Most people will have some run-in with it eventually. Most will confront it at one point or another. It happens at different times for everyone. Regardless of when it happens, the process of getting a mortgage tends to be an unavoidable part of purchasing a

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Impact of COVID on Home Mortgage Loans in El Paso, TX & New Mexico

How COVID-19 has Affected Home Mortgage Loans: What You Need to Know

El Paso, Home Loan /

Rocky Mountain Mortgage Company gives a quick overview of some of the changes in home loans during this unprecedented health crisis. Here are a few things you should know.

How COVID-19 has Affected Home Mortgage Loans: What You Need to Know Read More »

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Home Loan

How Veteran Home Loans Help Veterans Save More on Their Home Purchase

The Ultimate Guide to Home Loans: Everything You Need to Know

I’m Applying for a Mortgage — Which Loan Type is Right for Me?

Mortgage Terminology to Familiarize Yourself With

The Great Mystery of Mortgage Refinancing: Should You Go For It?

Getting to the Closing Table: What You Need to Know About Closing Costs

The Origins & History of the Mortgage: How Has It Changed Over Time?

How COVID-19 has Affected Home Mortgage Loans: What You Need to Know

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