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Rocky Mountain Mortgage Company

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The Basics of Construction Lending: A Comprehensive Guide

Are you working on a project that may need construction lending to fund the job? Are you unsure what goes into the concept of construction lending? Here, we will provide a simple explanation of what goes into construction lending.  At Rocky Mountain Mortgage Co., we are proud to provide construction lending in El Paso to …

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Understanding Conventional Loans: A Comprehensive Guide for Homebuyers

If you’re thinking about buying a new home, you may have to take out a mortgage loan in order to finance the costs. Though there are many different loans to choose from, you’ll come to find that, most times, a conventional loan works best.  At Rocky Mountain Mortgage Company, located in El Paso, TX, we …

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A Comprehensive Guide to Down Payment Assistance Programs

Are you looking to buy a house but are having trouble budgeting a down payment? If so, we recommend looking into a down payment assistance program.  Rocky Mountain Mortgage Co., located in El Paso, TX, offers down payment assistance programs for home buyers who need a little more help. We make sure our programs are …

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Two people shaking hands over a table with a home loan and miniature house in El Paso.

The Ultimate Guide to Home Loans: Everything You Need to Know

If you live in El Paso and are looking to purchase your first home, the process can be exciting but also stressful, especially for first-time buyers. We will lay out a simple but informative guide for you to follow when looking into home loans. Rocky Mountain Mortgage Co. is El Paso’s largest mortgage company and …

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Texas Mortgage Banker Consumer Disclosure: PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

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