Call Us Today
(915) 593-3111 

Loan Officer

Fernando Apodaca

When I was young, I always thought of what it would be like to live in a home where I had my own room and a backyard where I would play with my pet dog. Coming from humble beginnings, I was able to achieve my dream of having my own home. I’ve lived in El Paso all my life and bring years of successful experience in helping people, as a business owner, an insurance agent and as a real estate agent. As a Real Estate agent, I harnessed the desire to help people achieve that dream, but I wanted to take a step further.

I became a Mortgage Loan officer because I realized as a real estate agent that the financing side of the industry was the area where my clients seemed to experience the greatest difficulty. Working as a Loan Originator provides me with a greater opportunity to add value to my clients by helping them understand the financing side of achieving their dream of owning their first home or upgrading their current home to their new bigger dream home.

My pledge to you as my client, is to maximize your opportunity to achieve that dream by providing you with professional financing advice. I will make sure that we look at every available program to provide you with the financing solution that is best for you, so that you can purchase the home you have always wanted. Whether a new construction home, or a home that’s being sold in that one neighborhood you’ve always wanted to live in, I will help you make it happen.

My experience will give you the satisfaction of knowing that you are dealing with a professional that has your best interest at the forefront of my commitment to you.

Get a FREE, No Obligation Consultation

Mortgage Call to Action Icon

We have helped more than 26,000 El Paso families realize their dream of HOMEOWNERSHIP.

Get a FREE, No Obligation Consultation
Mortgage Call to Action Icon

We have helped more than 26,000 El Paso families realize their dream of HOME OWNERSHIP.

Get a FREE Consultation

El Paso Association of Realtors Logo
Better Business Bureau Logo
Equal Housing Opportunity Logo
Equal Housing Lender Logo

Texas Mortgage Banker Consumer Disclosure: PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

Scroll to Top