Rocky Mountain Mortgage Company Provides Texas VA Loans
Rocky Mountain Mortgage Company provides professional mortgage lenders with dedicated home lending services for service members and military veterans. We have VA home loan consultants on standby to help you move into your new Texas home. Our team is dedicated to you and your endeavors. We will work with you throughout the process for El Paso home loans as your VA consultant and ensure that you receive maximum government assistance with your VA loans. If you are experiencing problems with your credit, need help finding a realtor, or have concerns about the home buying process, this is where Rocky Mountain Mortgage Company can step in to help!
Learn more about our home loans in El Paso online or call (915) 593-3111 today!
Who Can Qualify for VA Home Loans
In order to be granted a VA loan, you or your spouse must meet the basic service requirements established by the Department of Veterans Affairs, have a valid Certificate of Eligibility (COE), and meet one or more of the following criteria:
- Served 90 consecutive days of active service during wartime
- Served 181 consecutive days of active service during peacetime
- Six years of service in the National Guard or Reserves
- Surviving spouse of a service member who has died in the line of duty or as a result of a service-related disability
The Benefits of a VA Home Loan
Being granted a VA home loan is accompanied by benefits that permeate to all who are eligible and decide to apply. VA home loans in El Paso do not require down payments, living up to the guarantee of a no-money-down opportunity. These specialized home loans also live up the advantageous nature of no mortgage insurance requirements and low closing costs. Most mortgage applications are rather strict on who can apply, but with El Paso VA loans, the eligibility criteria are much more clear and you know when you’ll be able to meet the minimal requirements. In addition, no mortgage insurance requirements can help you save money upfront and over time. Most importantly, you can find that your credit and income will become much more flexible and manageable, making it much easier for eligible borrowers to qualify your El Paso home loans. Rocky Mountain Mortgage Company can guarantee that these benefits will work in your favor.
What the VA Loan Application Entails
There are required documents that borrowers will need to provide in order to begin the application of VA home loans in El Paso. These documents regard both military service and personal income. The documents include but are not limited to:
- Veteran’s VA Certificate of Eligibility
- Past 2 years W2 statements
- Most recent LES or pay stubs
- Most recent bank statements
- Copy of DD214 (if the veteran has been discharged from his line of service)
Choose the Rocky Moutain Mortgage Company to Apply for a VA Home Loan
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We have helped more than 20,000 El Paso families realize their dream of HOMEOWNERSHIP.
We have helped more than 20,000 El Paso families realize their dream of HOME OWNERSHIP.
