The Rocky Mountain Mortgage Company Blog
So You Want a Lower Mortgage Payment. Is a Mortgage Refinance Right For You?
There’s been a lot of discussion recently about mortgage rates. Since the economy was tied up with the uncertainty of Covid, the mortgage rates have …
I’m Applying for a Mortgage in 2022— Which Loan Type is Right for Me?
As if there weren’t enough contingencies when applying for a home—credit scores, income to debt ratios, interest rates, etc.— a prospective homebuyer is often faced …
The Rise and Fall of Mortgage Rates: Inflation, Economic Trends, & Why Now May Be the Time to Buy
The laws of gravity suggest that what goes up must—eventually—come down. This universal principle doesn’t just apply to objects hurled into space, but it can …
How Much Down Payment is a Good Down Payment? Considerations for First Time Homebuyers
Real estate transactions have changed in the last few decades. Not only has the process of real estate sales changed but so has the process …
Mortgage Terminology to Familiarize Yourself With
Are you looking to buy your first home? Is this your first time buying a home on your own? You have nothing to worry about. …
The Great Mystery of Mortgage Refinancing: Should You Go For It?
Well, it’s not exactly like returning a broken item to a store. Mortgages can get a little testy. In the simplest of terms, refinancing is …
Getting to the Closing Table: What You Need to Know About Closing Costs
Everyone’s path to homeownership is different. Some people buy their first home in their twenties. Others wait until they have a family. And others buy …
Mortgage Forecast for 2021 and a Peek at El Paso Housing Market
The westernmost Texas city of El Paso is unique from the rest of the Lone Star State. Not only are we a border town that …
The Origins & History of the Mortgage: How Has It Changed Over Time?
A mortgage. It’s just one of those things in life. Most people will have some run-in with it eventually. Most will confront it at one …
