The Rocky Mountain Mortgage Company Blog
Overview of Mortgage Loans
If you’re looking to buy a home in El Paso, you may also consider applying for a mortgage loan. However, it is important to know …
6 Questions to Ask Your Mortgage Lender
Whether you’re a first-time homeowner or a seasoned homebuyer, the process of working with a mortgage company and obtaining a home loan can always seem …
The Latest Mortgage Rate Forecast for 2023
Mortgage loans are an important part of personal finance for many people. Whether you’re planning to buy a home or refinance your existing loan, it’s …
What are my Options if I Can’t Afford my Down Payment?
Having enough money to put down on a new El Paso home can seem like an impossible goal when you have student loans, credit card …
How to Ace Your Mortgage Lender Meeting in El Paso
We understand exactly how scary the idea of becoming a homeowner is. But just take a deep breath and take one step at a time. …
Become a Homeowner in El Paso with These Down Payment Assistance Programs!
If your dream of becoming a homeowner in El Paso feels impossible, know you are not alone. While the real estate market has certainly experienced …
The Rise and Fall of Mortgage Rates: Inflation, Economic Trends, & Why Now May Be the Time to Buy
The laws of gravity suggest that what goes up must—eventually—come down. This universal principle doesn’t just apply to objects hurled into space, but it can …
So You Want a Lower Mortgage Payment. Is a Mortgage Refinance Right For You?
There’s been a lot of discussion recently about mortgage rates. Since the economy was tied up with the uncertainty of Covid, the mortgage rates have …
I’m Applying for a Mortgage in 2022— Which Loan Type is Right for Me?
As if there weren’t enough contingencies when applying for a home—credit scores, income to debt ratios, interest rates, etc.— a prospective homebuyer is often faced …