Your Guide to Bank Statement Loans in El Paso, TX, and New Mexico: The Secret Mortgage Option for Entrepreneurs A bank statement loan is a specialized mortgage product that is designed for self-employed or freelance borrowers, or those who own a small business. Borrowers can qualify using bank deposits rather than tax returns, W-2s, or
Bank Statement Loans: The Secret Mortgage Option for Entrepreneurs Read More »
The Ultimate Guide to Conventional Loans in El Paso, TX, and New Mexico for First-Time Buyers A conventional loan is a standard, traditional mortgage issued by a private lender like a bank, credit union, or mortgage company. It is not backed or insured by the federal government the way a VA loan, FHA loan, or
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A conventional mortgage is one of the most common and popular ways to buy a home in Texas and New Mexico. Loans are issued and serviced by private lenders, and conforming loans must adhere to strict FHFA rules and caps. However, lenders can outline strict guidelines on who qualifies, and typically require applicants to have
How To Buy A Home: Conventional Loan Mortgage Rates & Guidelines Read More »
A pre-purchase home inspection is a critical step in the homebuying process. It is designed to protect your financial investment by identifying potential pitfalls that could result in increased maintenance, costly repairs, safety hazards, and other issues. Neglecting to schedule an inspection could increase your risk of inheriting structural, electrical, and plumbing problems that must
Home inspection checklist: What do home inspectors look for? Read More »
If your dream of becoming a homeowner in El Paso feels impossible, know you are not alone. While the real estate market has certainly experienced its ups and downs in recent years, there are still ways to achieve your dreams. One such way is by making use of down payment assistance programs. As an El
Become a Homeowner in El Paso with These Down Payment Assistance Programs! Read More »
It’s likely that you’ve heard or seen a portrayal of the idyllic version of the American Dream with the beautiful family and perfectly landscaped yard and white picket fence. But how did that image come to represent the ultimate dream in the country? People often scoff at the idea that this is what defines perfection,
Beyond The White Picket Fence: Helping People Find Their American Dream Read More »
CALL US TODAY (915) 593-3111
Payments are accepted at our Trawood branch only.
Rocky Mountain Mortgage Company is a trusted lender helping families in El Paso achieve homeownership through FHA, VA, conventional, and construction loan solutions.
Payments are accepted at our Trawood branch only.
CALL US TODAY (915) 593-3111
Monday – Friday: 8am – 5pm
Saturday – Sunday: Closed