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Buying a Home

A young Hispanic couple smiling as they hold a small house shape in celebration of owning a new home with help from down payment assistance programs.

Become a Homeowner in El Paso with These Down Payment Assistance Programs!

If your dream of becoming a homeowner in El Paso feels impossible, know you are not alone. While the real estate market has certainly experienced its ups and downs in recent years, there are still ways to achieve your dreams. One such way is by making use of down payment assistance programs. As an El …

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Young beautiful couple applying for mortgage. Sitting smiling happy meeting with real state agent signing mortgage loan at bank

Beyond The White Picket Fence: Helping People Find Their American Dream 

It’s likely that you’ve heard or seen a portrayal of the idyllic version of the American Dream with the beautiful family and perfectly landscaped yard and white picket fence. But how did that image come to represent the ultimate dream in the country? People often scoff at the idea that this is what defines perfection, …

Beyond The White Picket Fence: Helping People Find Their American Dream  Read More »

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Texas Mortgage Banker Consumer Disclosure: PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

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