Call Us Today
(915) 593-3111 

Mortgage

Mortgage concept. House loan or money investment to real estate. Property money investment contract. Buying Home. Man and woman calculates home mortgage rate. Vector illustration with characters.

The Rise and Fall of Mortgage Rates: Inflation, Economic Trends, & Why Now May Be the Time to Buy

The laws of gravity suggest that what goes up must—eventually—come down. This universal principle doesn’t just apply to objects hurled into space, but it can also be true in terms of economic trends. If gas prices rise, if the cost of food and necessities rise, the hope is that they will come down again. And …

The Rise and Fall of Mortgage Rates: Inflation, Economic Trends, & Why Now May Be the Time to Buy Read More »

refinance your mortgage

So You Want a Lower Mortgage Payment. Is a Mortgage Refinance Right For You? 

There’s been a lot of discussion recently about mortgage rates. Since the economy was tied up with the uncertainty of Covid, the mortgage rates have been a topic of conversation among homeowners closely monitoring their rise and fall. And yet, many homeowners are not sure whether a refinance is the right choice for them.  So …

So You Want a Lower Mortgage Payment. Is a Mortgage Refinance Right For You?  Read More »

A young couple meeting with their broker to learn more about their down payment

How Much Down Payment is a Good Down Payment? Considerations for First Time Homebuyers

Real estate transactions have changed in the last few decades. Not only has the process of real estate sales changed but so has the process of acquiring a loan. Many aspiring homeowners think that they have to lay down 20% cash in order to qualify for their home. This is largely a myth (and there’s …

How Much Down Payment is a Good Down Payment? Considerations for First Time Homebuyers Read More »

Get a FREE Consultation

El Paso Association of Realtors Logo
Better Business Bureau Logo
Equal Housing Opportunity Logo
Equal Housing Lender Logo

Texas Mortgage Banker Consumer Disclosure: PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

Scroll to Top