Mortgage Payment Calculator

How Much Monthly Payment Can You Afford?

There are many online calculators available to help consumers determine how much monthly mortgage payment they may be able to afford. An easy guideline to follow is the 43% rule; your total monthly debt should stay below 43% of your gross income. This is called the debt-to-income ratio or DTI. To quickly estimate what a consumer can potentially afford, you need three basic numbers: Gross Income, Maximum Debt and Monthly Debt.

Mortgage Payment Calculator

Gross Income

1st: Calculate your maximum debt based on your target DTI


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Debts

2nd: Subtract your monthly debt from your maximum debt to calculate your maximum monthly mortgage payment.


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We have helped more than 26,000 El Paso families realize their dream of HOME OWNERSHIP.

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