The Rocky Mountain Mortgage Company Blog

A white sign with a blue house graphic that reads “DOWN PAYMENT ASSISTANCE” in El Paso.

Creative Ways to Save for a Down Payment

Are you looking to buy a new house in the near future? After looking at your finances, do you believe you require a down payment …

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Two people shaking hands over a clipboard on a desk in El Paso.

The Basics of Construction Lending: A Comprehensive Guide

Are you working on a project that may need construction lending to fund the job? Are you unsure what goes into the concept of construction …

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A person handing another person house keys while filling out a contract in El Paso.

Understanding Conventional Loans: A Comprehensive Guide for Homebuyers

If you’re thinking about buying a new home, you may have to take out a mortgage loan in order to finance the costs. Though there …

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A piece of paper that reads “down payment assistance” with a pen next to $100 bills.

A Comprehensive Guide to Down Payment Assistance Programs

Are you looking to buy a house but are having trouble budgeting a down payment? If so, we recommend looking into a down payment assistance …

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Two people shaking hands over a table with a home loan and miniature house in El Paso.

The Ultimate Guide to Home Loans: Everything You Need to Know

If you live in El Paso and are looking to purchase your first home, the process can be exciting but also stressful, especially for first-time …

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A house key on top of a mortgage loan agreement in El Paso.

Overview of Mortgage Loans

If you’re looking to buy a home in El Paso, you may also consider applying for a mortgage loan. However, it is important to know …

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A couple signing papers in front of an El Paso mortgage lender.

6 Questions to Ask Your Mortgage Lender

Whether you’re a first-time homeowner or a seasoned homebuyer, the process of working with a mortgage company and obtaining a home loan can always seem …

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A person using a calculator and laptop, with a white miniature model of a house on a desk in El Paso.

The Latest Mortgage Rate Forecast for 2023

Mortgage loans are an important part of personal finance for many people. Whether you’re planning to buy a home or refinance your existing loan, it’s …

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Stacks of $100 bills with a miniature house on top.

What are my Options if I Can’t Afford my Down Payment?

Having enough money to put down on a new El Paso home can seem like an impossible goal when you have student loans, credit card …

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