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Beyond The White Picket Fence: Helping People Find Their American Dream 

It’s likely that you’ve heard or seen a portrayal of the idyllic version of the American Dream with the beautiful family and perfectly landscaped yard and white picket fence. But how did that image come to represent the ultimate dream in the country? People often scoff at the idea that this is what defines perfection, …

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Refinancing Your Mortgage: Tips For Navigating A Refinance

For most homebuyers, the word “refinance” is a pretty intimidating term. It seems like such a huge, life-changing decision—one that has caused more than a few homeowners to see serious financial ruin.  However, most refinances go off without a hitch, and can be an excellent tool for homeowners to use. The trick is knowing when …

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Buying Your First Texas Home: Programs That Can Help

Buying your first home is a huge investment, and can be one of the most exciting and stressful times in your life. At Rocky Mountain Mortgage Company, we completely understand those feelings—after all, we’ve helped thousands of families buy their first home.  However, we often see that potential homebuyers aren’t aware of the various programs …

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Texas Mortgage Banker Consumer Disclosure: PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

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